Sunday, July 11, 2010
The challenge of the U.S. government toward Arizona is the latest attempt in circumventing our liberties with which are allowed through the Constitution.
Will the people rise up to protect themselves, or will they roll over?
Tuesday, December 29, 2009
We were all told that Iraqi occupation had to come to a swift end so we could bring out troops home. We are seeing the the occupation of Iraq lessen, but we were not told that there would be a shift to Afghanistan and increase. Whatever happened to all those crying liberal's denouncing military action in a foreign nation? Do they not care about our troops anymore?
We were told that these outlandish bailout's would steady and save our economy. We are seeing an economy just short of a state of depression. They've bailed out the auto industry (a couple times) and still, it is little better than before; bully for FORD moco for playing smart.
We heard how we would see an increase in domestic employment....not happening; it is still getting worse.
Healthcare? We are seeing an assurance of diminishing of quality healthcare. While I agree that the healthcare industry has been a growing mess that was quickly moving beyond the wallet of the average person, putting in a plan that nobody has really read or understands for the sake of change is no good thing.
Obama to save the world...well, we've all seen him put back in his place on the international stage. Not quite as special as he thought he was. I am surprised to see the dem's I know that are turning their back on him. They're not as proud as they once were; seem's they thought he would only put the "fat-cat's" back in their place, but now that he's impacting their personal lives in a negative way...suddenly he's not all that good.
We've for too long allowed congress (both parties) a free reign to do whatever it is they want to do. Well, we've had discussion, tea parties, and town hall meetings, and most would have to agree that the nation didn't want all this legislation on healthcare. What do they do? They go on and press their agenda through. There were a few holdout's, but they were easily bought. I'm predicting a fairly strong change in the congressional lineup in November of 2010.
Congress did not, and is not listening to their constituency...betrayal of their sworn post. They will be thrown out like the rubbish they have proven to be. The threat of dismissal needs to be reinforced with these people.
What we have witnessed is all the outcome of a comfortable and lazy voter. We kept our voices down and didn't take the time to research who we were electing. When they were placed in office, we just let them be and do whatever they chose. We are paying for our past and it will take some time to straighten out, yet I am confident that the American spirit will prevail.
Monday, September 29, 2008
A better question would be, what have we done to ourselves?
The wife and I bought a house a couple of years ago, and not being rich enough to pay for it in cash, we financed it. We did our homework, interviewed various lenders’ and just about all of them were eager to work with us. We haggled over interest rates and finally came to an agreement upon whom we would work with.
In the meantime, we sold our house for quite an inflated price. A year before the sale I would have been happy with some $30k less than what I asked at the time of sell. When I was approached about selling and moving on, I asked a particularly high price; yes, that $30k was added in, which I truly expected a harsh but acceptable offer.
A few days later, a bank called and confirmed that I was willing to sell for my original price. I said yeah, and the process had begun.
At the closing on the house we sold, we found out that the young man making the purchase was able to not only finance the closing cost, but also the down payment; 100% financing. According to what I had learned years ago, closing cost, earnest money, and the down payment were to be paid separate from financing.
Back on to the purchase of our current house, the finance agent was surprised that we didn’t want to finance the full amount of the home cost, let alone over-finance beyond the appraised value of the home. We could have financed the house, closing cost, down payment plus the full value of our credit limit.
We found it odd that the financier found it odd that we didn’t want to finance to the full limit and was amazed that we intended to put up a down payment. While the cash would have been nice for the remodel that we are currently working on, let alone maybe a new car, we decided to only finance what we needed to secure the house.
We ended up putting down 30% of the purchase price, which I haggled down to the best deal we could get. We bought down points and would up with a very good interest rate.
For the past five years I have been concerned at the frantic pace of easy credit. There was a time when credit was earned after years of diligence. It has come to a free for all and now we are seeing the result of a lack of wisdom and learning.
Don’t get me wrong. I am not blowing any trumpet, but rather am responding to a apparent lack of financial principal. Parent’s who had gone through the great depression and understood the prudence of financial understanding for survival taught me how to manage my money. I learned how important one’s credit was. In short, one’s credibility established their lot in life.
Now we see the result of a lack of involvement in the lives of our children who are now in muddling their way through a truly wacky financial world. Forget about working and saving for something, instead just go and get it now…worry about repaying later. Instant and undeserved gratification has led us into the mess we are now finding ourselves in.
Is it not time we learn to work and save for what we need? Then consider what we want after our needs are met. And finally, we should learn not obligate ourselves to an impossible situation without the means of coming out of debt.
Thursday, September 04, 2008
Wednesday, August 27, 2008
- There is a tropical storm heading your way!
- This storm is predicted to be a fairly strong hurricane with high wind speeds and an abundance of rain.
- This storm is named Gustav and should be given a fair amount of RESPECT!
- Do NOT attempt to ride this storm out! You will not be considered cool or brave.
- LEAVE BEFORE IT MAKES LANDFALL AND BEFORE A MASS EXODUS FORCES YOU TO SIT IN THE MIDDLE OF A CLOGGED INTERSTATE.
Sunday, August 24, 2008
- "first mainstream African-American who is articulate and bright and clean and a nice-looking guy,"
- “There’s less than one percent of the population of Iowa that is African American. There is probably less than four of five percent that are minorities. What is in Washington? So look, it goes back to what you start off with, what you’re dealing with.”
- “You cannot go to a 7-11 or Dunkin Donuts unless you have a slight Indian Accent. Oh, I’m not joking!”
- “Delaware...a slave state that fought beside the North. That’s only because we couldn’t figure out how to get to the South. There were a couple of states in the way.”
What a duo these two will make...
Obama's preacher said more than a mouth full and Obama came to his defense, which has been discussed more than enough. In short, I fear that Obama is a counter-racist. The white man is the pebble in his shoe.
It should also be more than obvious that he also has quite a grudge with Hillary, not that she's innocent either. Personally I don't think he would ever consider a woman in such a high position as president, let alone, his VP... He could have tied this election up in so many way's had he picked Hillary.
Now, on to the reason for this post. Biden!
Talk about a winner...the comments he's made should be enough to cause pause for anyone. Some are calling for people to cut him some slack, but I have to wonder what the response would have been if the good Senator Biden were a republican? There seems to be no excuse for a republican. Is there a double standard. I would hazzard to say YES.
I find it odd that a good and proper, progressive, liberal minded, tolerant democrat, any democrat seeking change could ever consider Biden as a viable Vice President.
There are two issue's that Senator's Clinton, Biden and McCain seem to agree upon: Voting FOR the Iraqi War, and Obama's lack of ability to be the President of the United States of America. While they all (Obama, Clinton, McCain, Biden) are quick to denounce the Iraqi war, where were their votes against it? Which of them rallied to cut the purse strings on it? Remove the financing and the war ends. Actually the war ended when Saddam was captured. We're now on a rebuilding/restructuring mission.
It should seem that Obama's selection of Biden is little more than a way to kill the "lack of international relation's" card while tying up the white vote.
Biden on the other hand made a complete turn around in hopes of getting a higher position.
Obama and Biden are bird's of a feather...just on opposite sides of the race fence.
Next time I think I'll gripe about McCain...
It's nice to be an independent...
If you want to be right...do right!
Sunday, February 03, 2008
It's not about the ENVIRONMENT, or about ENERGY or CONSERVATION. The truth always comes out and more often than not, it's all about greed and power. Go on and read it...I dare ya!
If you want to be right...do right!